Why You Should Be Wary Of Investing In A Hedge Fund

http://www.marketwatch.com/story/why-hedge-funds-may-not-be-right-for-you-2012-08-20?grcc=a7f24c54a647d13131fa762b3b407132Z3ZhpgeZ0Z107Z200Z129Z2&mod=WSJ_hpp_sections_personalfinance&grcc2=ec81c45fe8b322c6cfd0d5d080866c1d~1345583764374~18f3b45caef80572d421f68a979bd6dc~joefulwiler~1345574637221~3~2~0~0~0~107~200~129~0~2~

They don't reliably beat a plain vanilla S&P 500 index fund.

Fed Govt is taking people's Social Security benefits for unpaid student loans

http://www.smartmoney.com/borrow/student-loans/grandmas-new-financial-problem-college-debt-1344292084111/?grcc=a4f895e7054a7059c6202ead76abe9fcZ3ZhpgeZ0Z945Z200Z122Z2&mod=WSJ_hps_sections_personalfinance&grcc2=42c73cb69dec487e83620f173e1812d4~1344450110805~18f3b45caef80572d421f68a979bd6dc~joefulwiler~1344450032742~3~2~0~0~0~945~200~122~0~2~

This is going to leave some seniors in a very tough spot financially.